Tuesday, October 6, 2015

Fifth Third Bank to pay $85 million mortgage settlement

Fifth Third Bancorp agreed to pay $85 million to settle civil fraud claims for sticking the government with defective residential mortgages.

Fifth Third, Ohio’s biggest bank, voluntarily disclosed it had wrongly certified 1,400 loans as eligible to be insured by the Federal Housing Administration, then failed to tell regulators when it determined they were defective, U.S. Attorney Preet Bharara said in a statement today.
 
The settlement covers U.S. losses on 500 of the loans that defaulted. Fifth Third will also absorb costs that the government may incur if some of the remaining 900 loans go into default.

The accord was approved Monday by U.S. District Judge Deborah Batts, according to the statement, resolving a whistle- blower suit that was filed under seal in 2011. Batts on Monday unsealed the suit.


Larry Magnesen, a spokesman for Cincinnati-based Fifth Third, didn’t immediately respond to voicemail and e-mail messages seeking comment on the settlement.


BLOOMBERG NEWS

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